I am now the proud owner of...

[Feersty]

Ah okay. I bet it feels good.

You better take that information and apply it in real life. I'd hate to think you were just asking personal financial questions out of sheer idiocy.

Sheer idiocy? I was curious as to what the terms of the loan were, because I am dealing with a loan now. Not sure what I need to apply to real life either?