07-11-2017, 01:28 PM
WRXtranceformed Wrote:I get that they have to maintain certain ratios, but does the cost to return my home to how it was before really rise that much every year? Are contractors' labor rates or the products themselves (ie granite, 2x4s) really increasing in price that much?
Google the cost of construction and materials. They've outpaced inflation by a good bit.
WRXtranceformed Wrote:And that's not my fault if I've never filed a claim.
That's not how insurance works. The people that don't claim pay for people that do. If you don't like the model, self-insure... assuming your lien/mortgage holders allow you.
'76 911S | '14 328xi | '17 GTI | In memoriam: '08 848, '85 944
"Here, at last, is the cure for texting while driving. The millions of deaths which occur every year due to the iPhone’s ability to stream the Kim K/Ray-J video in 4G could all be avoided, every last one of them, if the government issued everyone a Seventies 911 and made sure they always left the house five minutes later than they’d wanted to. It would help if it could be made to rain as well. Full attention on the road. Guaranteed." -Jack Baruth
"Here, at last, is the cure for texting while driving. The millions of deaths which occur every year due to the iPhone’s ability to stream the Kim K/Ray-J video in 4G could all be avoided, every last one of them, if the government issued everyone a Seventies 911 and made sure they always left the house five minutes later than they’d wanted to. It would help if it could be made to rain as well. Full attention on the road. Guaranteed." -Jack Baruth