04-16-2013, 04:45 PM
Have you guys actually had to use your collector car insurance policies (i.e. - a fender bender or worse)? Just wondering how many extra hoops these types of polices require you to jump through in order to collect on them when compared to a "standard" policy with a company like State Farm, Allstate, etc. Also wondering how helpful these companies actually are when something goes wrong and they need to pay out on a claim.