Car insurance rates and metaphorical sodomy

[Steve85]

Also starting to shop our Allstate stuff. Increases of nearly 20% in homeowners in the last year and steady increases in auto. We just dropped a minivan and our daughters Cabrio and added an 07 Camry, dropped cars lowered price by $179 and adding the Camry raised it $297!! (6 months)

For the vette, I just got off the phone with Hagerty and thanks to VA not having a competition exclusion clause, they will not cover dual purpose vehicles. They can only provide comp and collision for dual purpose cars and in VA you must also have liability to drive on the street.

Not sure how to get around that, other than not tell them I'll be tracking it and just expect that I can't file a claim for something that happens on the track. Through Allstate, with no tickets or accidents in ten years of ownership and limited mileage I pay $500 every 6 months for the car.