I can't haz monies - Banking, Finances, and mebe Doomsday?

[Goodspeed]

Let me start by saying I'm not a banking/finance savant, but I do maintain a keen interest in not getting screwed over by the services I elect to use nor the purchases that I make. And this morning's headlines in virtually all outlets (secondary to the AZ shooting) I read talked about how banks are getting ready unleash a new round of BS fees/charges to augment the loss of ridiculous overdraft fees etc.

I mostly looked up BofA as that is currently who I bank with, but Chase, WF/Wachovia, and a few others are mentioned as well (Fun side note: Bank of America is apparently going to be bludgeoned by the next wikileaks reveal)

Coming Soon to Debit Cards Near You - Annual Fees, Fewer Rewards
At Banks, New Fees Replacing Old Levies
Bank of America to Change Fees for Checking Accounts

So, what is one to do if they don't want to get nickel and dimed to death?

I think my temporary solution will be to "downgrade" to a BofA eBanking account - no tellers/personal service - deposit checks through the ATM - no fees, and then consider moving elsewhere. I was treated pretty well by my smaller credit union in Harrisonburg but there are no locations up here - anybody else to consider to get a truly free checking account? I err on the side of avoiding offers/rewards cards/all that crap and I have a great record - I just want a simple, no nonsense outlet to maintain a credit history if nothing else.

Going macro, bailout funding for individual states will dry up this spring, and we might be facing yet another massive crisis that has been fermenting for decades: the collapse of state and local budgets.

Sate Budgets: Day of Reckoning Video

Discuss. :vomit: