Car insurance rates and metaphorical sodomy

[Feersty]

i personally think insurance companies should make you report the actual number of miles you drive and base your rate (or any increases) on an accident/incident per miles driven basis and your annual mileage driven...that ratio would be the true test to how safe of a driver you are .

That would be great for people like you and me, who keep track of all fuel purchases, and give an incentive to keep track of receipts and see how much they are spending on fuel.