06-24-2007, 06:50 AM
Read the fine print. A lot of CC that offer stuff don't give it to you unless you carry a balance. So the 3% that they "give back" is negated by the 10%APR that's charged on you balance. I've never tried this but if you purposely paid your bill minus 1 cent, you're technically carrying a balance and the interest is nominal.
Two feet.