+- Madison Motorsports (https://forum.mmsports.org)
+-- Forum: Madison Motorsports (https://forum.mmsports.org/forumdisplay.php?fid=3)
+--- Forum: Lounge (https://forum.mmsports.org/forumdisplay.php?fid=6)
+--- Thread: Earthquake? (/showthread.php?tid=9594)
Re: Earthquake? - Dave - 08-29-2011
Make that 18 aftershocks, just had a 2.6 roll through...
Re: Earthquake? - BLINGMW - 08-31-2011
Dave Wrote:Make that 18 aftershocks, just had a 2.6 roll through...
dang, I just saw your post! This sucks!
Also didn't know most homeowner's policies didn't cover this. Good luck man. Do we need to start a Dave's house disaster relief fund?
Re: Earthquake? - WRXtranceformed - 09-01-2011
Earthquakes and floods, always require separate policies.
I joked with my insurance agent that if my townhouse got totalled in a flood or an earthquake, I would just leave the keys in the door for the bank...they can keep it :lol:
Re: Earthquake? - Steve85 - 09-01-2011
Sorry to hear Dave. Hopefully the damage is more cosmetic, even in the areas of header and foundation.
My wife wants us to look at an umbrella policy to cover everything that isn't covered by the all the footnotes. I wonder if even an umbrella policy would cover this. There are just so many exclusions written into insurance policies it would be nice to know some freak accident or natural occurrence won't wipe us out.
Sounds like you guys are up in the 20's for aftershocks with a another one at 3.4 last night.
Re: Earthquake? - Dave - 09-05-2011
Got the house inspected last week, and the verdict was good: house appears to still be structurally sound. Once the aftershocks start dropping off (haven't felt one in a couple days now, hopefully that doesn't just mean we're in for a big one), we can start cutting out the drywall cracks and repairing the foundation cracks. Replaced the FUBAR toilet this weekend, and then promptly found hairline cracks in the other toilet upstairs. Not leaking, so I'll knock that out next weekend (or this week if I get real ambitious).
Steve, after all this, I'm more convinced than ever that insurance is just a racket. If I were you, I would just do research to determine the closest fault lines and active volcanoes/thermal vents close to you, then do some research on how many hurricanes, tornadoes, and blizzards have historically occurred in your area (I'm guessing very few). Instead of buying a policy, just save your money and put it into a high-yield "in-case-shit-happens" savings account, which you can then use for natural disasters, as well as if your AC, water heater, well, whatever else takes a dump on you. Treat it like an insurance policy and pay yourself every month instead.
I'm not gonna turn down money from a "Rebuild Dave's House" fund, but I wasn't really aiming for that in my post
. We all have problems that we have to deal with, and I'm a firm believer in karma so maybe this means somebody is gonna put a winning lottery ticket under my windshield wiper or Publisher's Clearing House is on their way to my house...